Ice Hockey Insurance for Teams, Clubs, and Associations.

Protect Your Passion with Paradox Insurance.

Ice hockey brings excitement and community but comes with risks—on and off the ice. Whether you’re managing a youth team, an adult league, or a hockey association, you need insurance that goes beyond what a national program provides. At Paradox Insurance, we specialize in customized ice hockey insurance solutions designed to safeguard your players, coaches, volunteers, and leadership. Don’t leave your club exposed—secure comprehensive coverage today.

Why Your Hockey Club Needs More

Your national program offers baseline coverage for registered members during sanctioned activities, but it’s not enough for every situation. Their insurance includes secondary medical coverage with high deductibles ($1,000-$3,500), limited liability, and no protection for equipment, non-sanctioned events, or facility risks. Here’s why your team, club, or association might need more:

Paradox Insurance fills these gaps with tailored policies that protect everyone involved in your hockey program.

Essential Ice Hockey Insurance Coverages from Paradox Insurance

We offer comprehensive solutions to meet the unique needs of ice hockey teams, clubs, and associations. Here’s what we provide:

1. General Liability Insurance
   • What It Covers: Claims of bodily injury or property damage caused by your club, including player-vs.-player incidents excluded by national programs.
   • Why It Matters: Lawsuits from spectators, opponents, or property owners can arise—our broader liability keeps you protected.
   • Example: A stray puck injures a fan—our policy covers the claim.
2. Participant Medical Coverage
   • What It Covers: Medical expenses for injuries to players, coaches, volunteers, and officials during hockey activities—whether sanctioned or not. Unlike the national program’s secondary coverage, we can offer primary options with lower deductibles.
   • Why It Matters: From concussions to broken bones, injuries happen. Our coverage ensures quick access to care without financial strain.
   • Example: A coach twists an ankle during practice, or a player needs stitches after a game—our policy covers the bills, even if they lack primary insurance.
3. Abuse and Molestation Coverage
   • What It Covers: Protection against claims of abuse or molestation involving players, coaches, or volunteers, including legal defense costs.
   • Why It Matters: Youth sports face growing scrutiny, and allegations—valid or not—can devastate a club financially and reputationally. National programs may not cover this risk.
   • Example: A false accusation against a volunteer leads to a lawsuit—our coverage defends your club and covers settlements if needed.
4. Directors and Officers (D&O) Coverage
   • What It Covers: Shields board members and club leaders from lawsuits related to mismanagement, financial decisions, or governance issues.
   • Why It Matters: Club leadership can be held personally liable for decisions. National programs may not offer protection here, but we do.
   • Example: A parent sues the board over a disputed fee increase—D&O coverage handles legal fees and potential damages.
   • Example: A stray puck injures a fan—our policy covers the claim.
5. Equipment Insurance
   • What It Covers: Replacement or repair of damaged or stolen gear like sticks, skates, and pads.
   • Why It Matters: The national program doesn’t cover equipment—our policy ensures your team stays on the ice.
   • Example: A player’s skates are stolen from the locker room—covered.
6. Facility Insurance
   • What It Covers: Property damage and liability for rinks or training spaces owned or rented by your club.
   • Why It Matters: From ice resurfacer (yes, we know… Zamboni) breakdowns to spectator injuries, facility risks aren’t addressed by other programs.
   • Example: A flood damages your rink’s boards—our coverage pays for repairs.
7. Business Auto Insurance (Including Hired and Non-Owned Auto)
   • What It Covers: Liability, collision, and comprehensive coverage for club-owned vehicles, plus hired (rented vans or buses) and non-owned (personal vehicles used for club purposes) auto coverage. Protects the association against accidents, injuries, or damage during team transportation.
   • Why It Matters: Many clubs don’t own vehicles but rely on rentals or volunteers’ cars—there is often no coverage for the association with these risks. Our policy can provide protection whether you’re driving a rented bus or a coach’s personal SUV.
   • Example: A rented van transporting players to a game is in a fender bender, or a volunteer’s car is damaged while hauling equipment—we can set our coverage to handle repairs, medical costs, and liability for the association.

Why Choose Paradox Insurance?

Don’t risk gaps in your ice hockey insurance. Whether you’re a team coach, club manager, or association leader, Paradox Insurance has the solutions you need. Get started today:

Contact Us – Call or email our experts for a no-obligation consultation.
(888) 453-4774

Protect your players, leadership, and legacy—partner with Paradox Insurance today!

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As an independent agency, we are here to help you find the right Ice Hockey Insurance for Teams & Clubs coverage.