Life Insurance

Your business has a lot to think about.  What would happen if an owner were to suddenly die or your top salesperson was diagnosed with a terminal illness?  Would you and/or your company have the financial means to executive a buy-sell agreement?  Would the relationships they had built seek services or products elsewhere?  Life Insurance for a business provides a solution to these questions and takes a special understanding.  Call our office today to see how we can help you and your business.

Business Life Insurance

Key Person Insurance

Key Person Insurance

Key Person Insurance

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Key person life insurance offers a death benefit that can help cover financial loss that occurs at the untimely passing of a key person. This helps assure continuity of the business for employees, customers and creditors. Placing a key person policy on your top employee(s) also shows their value to your business.

Buy Sell Funding

Key Person Insurance

Key Person Insurance

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With more than one owner in a business, there is often a buy-sell agreement in place.  Left unfunded, there can be a lot of financial burden placed on the remaining owners(s) in the event of an untimely passing of an owner.  Buy-sell agreements can be funded by life insurance to prevent these situations.  The company or the individual co-owners buy life insurance policies on the lives of each other.  If one were to die, the other(s) would receive the death benefits from the insurance policies and be able to execute the buy-sell agreement as designed.